protection
Insurance Services
Talk to Roxburgh Properties for peace of mind to protect your home and contents. At Roxburgh Properties, we understand your home is one of your most valuable assets. That’s why our expert team of home insurance brokers is dedicated to helping you safeguard its structure and contents against a wide range of risks.
From initial consultation to final coverage, we work closely with you to assess your needs and ensure you have the right level of protection explicitly tailored for you and your home. With access to a diverse panel of insurance providers, Roxburgh Properties can provide comprehensive coverage at a competitive price, giving you peace of mind.
From initial consultation to final coverage, we work closely with you to assess your needs and ensure you have the right level of protection explicitly tailored for you and your home. With access to a diverse panel of insurance providers, Roxburgh Properties can provide comprehensive coverage at a competitive price, giving you peace of mind.
Buildings Insurance
Why You Need Building Insurance
Building insurance is a mandatory requirement for all mortgage lenders, whether you are buying a new property or remortgaging an existing one. For those purchasing a leasehold property, this insurance may already be included in your monthly or annual maintenance charge. However, if you are buying a freehold property, you must arrange for building insurance, which must be in place by the time you exchange contracts.
What Does Building Insurance Cover?
Buildings insurance covers the essential structure and permanent fixtures of your home, including:
- Roof
- Walls
- Ceilings
- Floors
- Doors and windows
- Fitted kitchens
- Built-in cupboards
- Bathroom suites
A standard buildings insurance policy will cover the full cost of repairs or a complete rebuild in the event of:
- Fire
- Lightning strike
- Storm damage
- Gas explosion
- Falling trees
- Earthquake
- Vandalism
- Vehicle collisions
- Burst plumbing
Contents Insurance
Why You Should Consider Contents Insurance
While contents insurance isn’t compulsory, it offers invaluable protection for your belongings against theft, damage, and other unforeseen events. Consider it as an added layer of security that ensures your possessions are covered.
What Does Contents Insurance Cover?
Contents insurance covers your personal belongings, which insurers define as the items you would take if you moved house. This includes:
- Furniture
- Clothes
- Electrical items
- Money and jewellery
- Some fixtures, such as carpets and curtains
A comprehensive contents insurance policy will protect your possessions against:
- Theft or attempted theft
- Fire
- Explosion
- Lightning
- Earthquake
- Water leakage
- Storm or flood damage
Ensure You Have the Right Level of Protection
When arranging contents insurance, it is crucial to set the maximum level of cover your policy will pay out if your home contents are destroyed. Many homeowners underestimate the value of their possessions, with some estimates suggesting that one in five households needs to be more insured.
Speak to Our Experts
Our expert brokers are here to provide personalised advice and further information on buildings and contents insurance. Contact us today to discuss your property needs.
Rental Department
Sales Department
At Roxburgh Properties, your peace of mind is our priority. Let us help you protect your home and everything in it.
